🌊 Florida’s Smart Insurance Marketplace — Compare home, auto, flood, and more from multiple carriers. Start your quote →
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🌴 Florida’s Smart Insurance Marketplace

Florida Insurance,
Simplified.

Compare home, auto, flood, condo, and more from multiple Florida-licensed carriers. Tampa’s own independent agency serving all 67 counties — no phone tag, no runaround.

⭐⭐⭐⭐⭐ 4.9 Google Rating
🏦 90+ Carriers
📍 All 67 FL Counties
📍 Tampa-Based Agency
🌊
Florida’s Smart Insurance Marketplace

Tell us what you need to protect. A licensed Florida agent shops multiple carriers and gets back to you with your best options.

🔍 Compare Quotes Now →
🏠 Home 🚗 Auto 🌊 Flood 🏕️ Manufactured 🏗️ Investment 🐾 Pet 💛 Life 💼 Commercial
or
📞 Call or Text · 813-291-3484
Tampa-based · All 67 FL counties · 90+ carriers
0+
FL-Licensed Carriers
0
Florida Counties Served
0★
Google Rating
0%
Florida-Focused
What We Cover

Insurance for Every Part
of Florida Life

Whether you're protecting your home from hurricanes or your car from Florida drivers, we find the right coverage at the right price.

🏠
Homeowners Insurance
Protect your home from hurricanes, wind, fire, theft, and liability.
🚗
Auto Insurance
Florida minimum coverage and full-coverage options from top-rated carriers.
🌊
Flood Insurance
Florida's most overlooked coverage. Required by lenders in flood zones — essential everywhere.
🏢
Condo Insurance
HO-6 policies covering what your condo association's master policy doesn't.
🏗️
Investment Properties
Landlord policies and commercial coverage for your investment portfolio.
🏕️
Mobile Home Insurance
Specialized coverage for manufactured and mobile homes across Florida.
💛
Life Insurance
Term, whole, and universal life coverage for Florida families.
🐾
Pet Insurance
Keep your pets covered without breaking the budget.
💼
Commercial Insurance
General liability, BOP, workers’ comp, and more for Florida businesses.
🔧
Home Warranty + More
Umbrella, renters, boat, and home warranty also available.
Compare Florida Insurance Options
Home · Auto · Flood · Condo · Life · Commercial · and more
How It Works

Covered in 3 Simple Steps

No paperwork, no pressure, no jargon. Just fast, transparent insurance shopping with a licensed Florida agent in your corner.

1
Enter Your Info Online
Visit our self-service quoting platform, answer a few quick questions about your home or vehicle, and we'll search our carrier network in real time. No account required.
2
We Shop Multiple Carriers
Nymble compares options across our Florida-licensed carrier network — looking for the right fit, not just the cheapest rate. Sometimes the best value isn’t the lowest number on paper.
3
A Licensed Agent Guides You
A Florida-licensed Nymble agent reviews your options with you, answers every question, and helps you choose the policies that genuinely fit your life and budget — then binds your coverage, often same-day.
Carriers We Represent
Citizens Property Insurance
American Integrity
Slide Insurance
Universal Property
SageSure
Southern Oak
TypTap
Neptune Flood
Wright Flood
Progressive
Travelers
Mercury
Liberty Mutual
GEICO
Nationwide
Chubb
The Hartford
Orion180
Orchid
Monarch National
American Traditions
Beyond Floods
GeoVera
Foremost
Swyfft
Starwind
Mangrove
BiBerk
Coterie
Hagerty
RLI
Odie Pet
Pie Insurance
Eventual
Unique Insurance
Citizens Property Insurance
American Integrity
Slide Insurance
Universal Property
SageSure
Southern Oak
TypTap
Neptune Flood
Wright Flood
Progressive
Travelers
Mercury
Liberty Mutual
GEICO
Nationwide
Chubb
The Hartford
Orion180
Orchid
Monarch National
American Traditions
Beyond Floods
GeoVera
Foremost
Swyfft
Starwind
Mangrove
BiBerk
Coterie
Hagerty
RLI
Odie Pet
Pie Insurance
Eventual
Unique Insurance
Why Nymble

Florida's Independent
Insurance Marketplace

We’re not a national call center. We’re a Florida-licensed agency built specifically for the unique challenges of insuring property in this state — with licensed agents ready to help you every step of the way.

🌴
Florida Expertise, Wherever You Are
Our roots are in Florida and the vast majority of what we do is Florida insurance — so we know flood zones, hurricane risk, Citizens alternatives, and which carriers actually pay claims when it matters.
📊
We Shop. You Save.
We compare quotes across our carrier network and recommend the right fit for your situation — not just the cheapest number. The best policy is the one that actually covers you when you need it.
👤
Real Agents. Real Answers.
Florida-licensed agents available by phone, email, and text — no hold queues, no bots. Whether you need help choosing coverage or navigating a claim, you’ll always talk to a real person who knows Florida insurance.
📋
We Handle Florida's Paperwork
Florida insurance is inspection-heavy — 4-points, wind mits, elevation certificates. We walk you through what's needed, what it means, and how to use it to get the best rate possible.
Why It Matters Who You Buy From

Independent Agency vs.
Captive Agent vs. Direct

Most Florida homeowners don't realize there's a fundamental difference between buying insurance through a captive agent (State Farm, Allstate, USAA) and working with an independent agency like Nymble. The difference can mean thousands of dollars — and better claims outcomes.

Nymble
Independent
Captive Agent
e.g. State Farm
Direct / Online
e.g. GEICO.com
Carriers Compared
1 only
1 only
Works for You, Not Carriers
Florida Market Expertise
Varies
Can Switch Carriers at Renewal
Claims Advocacy Support
Limited
Flexible Underwriting
🏦
One Relationship, Many Options
A captive agent can only offer their company's products. If that company raises rates or cancels your policy, you start over from scratch. With Nymble, we can move you to a better carrier at any time — without you having to find a new agent.
⚖️
We're On Your Side at Claim Time
When you buy direct or through a captive agent, you’re on your own at claim time. As your independent agent, Nymble advocates on your behalf — we’ll follow up with your carrier, push for fair and timely resolution, and make sure your claim doesn’t fall through the cracks.
🔄
Built for Florida's Volatile Market
Florida's insurance market changes fast — carriers enter, exit, raise rates, and change underwriting guidelines constantly. Having an independent agent means you have someone actively watching the market for you, not just at renewal but year-round.
Bottom Line
Working with Nymble can often save you money — in many cases our rates are lower than going direct, because we shop multiple carriers for the best fit. You also get an expert advocate, access to carriers with flexible underwriting guidelines, and someone in your corner at claim time. More options, better coverage, and a licensed agent on your side.
What Floridians Are Saying

Real People. Real Savings.

★★★★★

After my Citizens renewal came in 40% higher, Nymble found me a better policy for $600 less. The whole process took under 20 minutes. Incredible.

Maria R.
Miami-Dade County
★★★★★

I had no idea I was underinsured for flood until Nymble reviewed my policy. They found me the right coverage and walked me through exactly what I needed. Incredible service.

James T.
Tampa, FL
★★★★★

Bought a condo in Fort Lauderdale and was completely lost on coverage. The Nymble agent walked me through everything — zero pressure, very knowledgeable.

Sandra W.
Broward County
4.9 out of 5 · Google Reviews
See all reviews →
Florida Insurance Insights

Know Before You Buy

View All Articles →
Common Questions

Frequently Asked

How quickly can I get a quote? +
Fast. Submit your info online in about two minutes, and a licensed Nymble agent typically responds with your personalized quotes within hours — often the same business day. No phone tag, no back-and-forth.
Is Nymble Insurance a licensed Florida agency? +
Yes. Nymble Insurance is a fully licensed Florida insurance agency based in Tampa. Our agents are Florida-licensed and authorized to sell insurance across all 67 counties. You can view our license details on our Licenses & Disclosures page.
Do I need separate flood insurance in Florida? +
Yes — standard homeowners insurance in Florida does not cover flood damage. Flood insurance must be purchased separately through NFIP or a private carrier. If your home is in a FEMA flood zone, your lender will require it. Even outside flood zones, over 30% of Florida flood claims come from low-to-moderate risk areas — we strongly recommend it.
Can I switch from Citizens Insurance to a private carrier? +
Absolutely. Many Florida homeowners are discovering that private market carriers now offer competitive rates after Citizens' recent rate increases. Nymble compares Citizens against our private carrier options to see if switching makes financial sense for you. Many clients save $400–$900 annually.
How quickly can I get covered? +
In most cases, same-day coverage is available. Once you select a policy, our team handles the paperwork and can bind coverage immediately. You'll receive proof of insurance by email — accepted by lenders and closing agents.
Where is Nymble Insurance located? +
We're based in downtown Tampa at 400 N Tampa St, 15th Floor, Tampa, FL 33602. You can reach us by phone at 813-291-3484 or email at [email protected]. We serve all 67 Florida counties.
What inspections might I need? +
Florida insurers commonly require a 4-point inspection (roof, electrical, plumbing, and HVAC) for homes over a certain age, and a wind mitigation inspection to qualify for premium discounts. Depending on your property, you may also need a roof inspection or an elevation certificate for flood insurance. Your Nymble agent will let you know exactly what’s required before you commit to anything.
Can you help with a home closing? +
Yes — we work with homebuyers and closing agents regularly. We can provide proof of insurance (binders and declarations pages) on your timeline, coordinate directly with your lender and title company, and make sure your coverage is in place before closing day. If you’re buying a home in Florida, reach out as early as possible so we can shop rates while you’re still in the process.
How do I know what coverage I actually need? +
That’s exactly what your Nymble agent is here for. We’ll review your property details, location, mortgage requirements, and personal situation to recommend the right combination of coverages — not just the minimum. We’ll explain what each policy covers and where common gaps exist so you can make an informed decision without guesswork.

Ready to Find Your Best
Florida Insurance Rate?

Compare options from multiple Florida carriers in minutes. No phone tag, no pressure. Tampa-based agents ready to help.

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