A Florida-only network of independent agency owners. Two operating models, both with the same carrier network — pick the one that fits how you want to run your agency. The third path between captive employment and the solo independent grind.
Most insurance producers in Florida end up on one of two paths — and both have real costs. The Nymble Collective is the alternative.
Single carrier. Their playbook. Their rates. You produce; they own the book and the relationship.
True independence. Years of carrier-by-carrier appointment building. Build everything from scratch — alone.
Independent ownership with the infrastructure of a network. Carriers, technology, operations — already built. Pick the operating model that fits you.
Same carriers. Same network. Same Florida focus. Two genuinely different operating models — designed for the two kinds of agency owners we work with most. Neither is "premium" — they're different paths for different operators.
The owner-operator. Your brand, your customer service, more of your commission.
The growth-focused operator. Co-branded, Service Center handles renewals, you focus on production.
Both models receive equal new business commission (85%). The renewal rate differs because Collective Members have the Service Center handling renewals on their behalf, freeing them to focus on new business.
Neither model is the "premium" choice. The Independent Member earns more on renewals because they're doing more of the work — servicing customers, handling renewals, running their own retention systems. The Collective Member earns less on renewals because the Service Center is handling that work, freeing them to focus entirely on new business and growth.
The right choice depends on how you want to spend your time. If you love the in-force customer relationship and want to run a full-service agency, Independent fits you. If you're growth-focused and would rather spend your time producing new business while operations are handled, Collective fits you.
There's no wrong answer — just the right answer for the agency you want to build.
A Collective Member gets the three things every modern Florida independent needs — and most never assemble themselves.
Extensive Florida carrier network across all major lines. Two-path access model accommodates carrier-specific requirements.
A modern operating system, pre-negotiated and provisioned. The tools you'd otherwise have to source yourself.
The infrastructure that makes growth possible — built into the Collective tier, optional pieces for Independent.
The Collective gives you access to an extensive Florida carrier network through Master Agency's existing appointments. You skip years of carrier-by-carrier appointment building. Members write business through Nymble's appointments — direct for carriers in our portfolio, and through wholesale partners for surplus and specialty markets.
When a customer needs a carrier the Collective doesn't yet offer, the carrier carve-out lets you hold a direct appointment outside Nymble in your own agency's name for that specific carrier. No customer turned away because of carrier gaps.
When Nymble adds that carrier to the network later, your book on that carrier rolls into the Collective — with a 12-month grandfather period at favorable commission split on rolled-over business.
Nymble's marketplace generates consumer leads across all 67 Florida counties. Leads route geographically across five regions, distributed round-robin among Members. Collective Members get priority within their region. No exclusive territories, no boundary disputes.
Members can serve multiple regions. Specify lead-type preferences — receive matching leads.
The Collective is genuinely cooperative. Members share carrier overrides, geographic leads, peer mentorship, and a real say in how the network evolves.
Flat 50% of network-level override income shared back to Members based on contribution. Eligibility per carrier-specific requirements.
Round-robin lead distribution across five Florida regions. Specify your lead-type preferences; receive matching leads.
Active Florida agency owners mentor incoming Members. Compensated for the time. Voluntary, structured, real.
Service Center handles in-force work for Collective Members. Independent Members arrange their own coverage.
Open forum where Members raise concerns and suggestions. Leadership listens; written response within 30 days on top items.
Refer commercial customers to Nymble Digital and earn 15% of net revenue for the first 12 months on signed contracts.
The Nymble Collective is a producer-partner network, not a franchise. Your investment is documented third-party costs only.
Documented third-party pass-through costs only. License verification, background check, AMS provisioning, phone setup, email — billed at vendor cost with documentation provided.
$500 – $1,500
Lateral candidate typical range
Pre-negotiated rates on the technology stack you'd otherwise source yourself: AMS, comparative rater, CRM, phone, e-signature, compliance tools.
Per user
Monthly recurring · Optional services available
A clear, short process designed to give both sides confidence before any commitment is made.
The Nymble Apprentice Program is a paid 24-month path that takes driven, already-licensed Florida producers from where they are now to becoming Collective Members with an established starting book of business they built during the program. Statewide, 1099 contractor, with structured economics and a clear graduation outcome.
Explore the Apprentice Program →Answers to the questions Collective candidates ask most. For anything not covered, ask in your application or on your discovery call.
Tell us a little about yourself and we'll be in touch within one business day to schedule a no-pressure conversation about whether the Collective is a fit — and which operating model suits your goals.
Prefer to talk directly?
Call or text 813-291-3484 · Mon–Fri 9am–5pm ET
Or email collective@nymbleinsurance.com
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Thank you. A member of our team will reach out within one business day to schedule your discovery call. If you'd like to talk sooner, call or text 813-291-3484.
A network with real producer benefits, real economic alignment, and a choice of operating model. Talk to us.
