Your association’s master policy covers the building — not what’s inside your unit. Nymble helps Florida condo owners find HO-6 coverage that protects your interior, your belongings, and your finances.
Your condo association’s master policy covers the building’s structure, but it doesn’t cover everything inside your unit. An HO-6 policy fills the gaps.
Every Florida condo association carries a master insurance policy that covers the building’s structure, common areas, and shared systems. But the master policy stops at a boundary — typically the unit’s exterior walls or the unfinished interior surfaces (often called “bare walls” or “studs-in”).
Everything from that boundary inward is your responsibility: flooring, cabinetry, countertops, appliances, fixtures, and all personal property. An HO-6 policy protects these items, adds liability coverage, and fills the gap that the master policy leaves open.
Nymble reviews your association’s master policy to determine exactly where the coverage boundary falls, then builds your HO-6 to fill the gap — no more, no less.
Tell us about your unit. A licensed Nymble agent will review your association’s master policy and build an HO-6 that fills the gaps.