Why Investment Property Insurance?
Investment properties — whether long-term rentals, short-term vacation rentals, fix-and-flips, or vacant land — require different coverage than owner-occupied homes. Standard homeowners policies don’t cover properties you don’t live in.
What Does Investment Property Insurance Cover?
A DP-3 policy is the standard for rental and investment properties in Florida. It covers the dwelling structure, other structures, liability, and loss of rental income. For fix-and-flip properties, builder’s risk or vacant property policies provide coverage during renovation. Short-term rental properties may need additional liability coverage for guest injuries.
How Nymble Helps
Nymble agents understand the nuances of investment property coverage in Florida — from landlord liability to loss of rents to the specific requirements of vacant and renovation properties. We’ll match your coverage to your investment strategy.