What Faye Covers
Faye organizes coverage around three things that matter when you travel: your health, your trip, and your stuff. Limits below reflect a typical international plan — domestic plans are similar with adjusted limits.
❤️
Your Health
✓ Emergency medical expenses — up to $250K (primary)
✓ Emergency medical evacuation — up to $500K
✓ Speak to a doctor virtually — 20K+ telemedicine network
✓ COVID-19 — treated as any other covered illness
✓ Pre-existing condition waiver available (purchase within 14 days of deposit)
🧳
Your Trip
✓ Trip cancellation — up to 100% of non-refundable costs
✓ Trip interruption — up to 150% of non-refundable costs
✓ Trip delay — up to $3.5K/trip ($250/day after 6+ hours)
✓ Missed connection — up to $500 after 3+ hour delay
✓ Trip inconvenience & snafus — $200/incident, capped at $600
✓ Non-medical emergency evacuation — up to $100K
🎒
Your Stuff & Support
✓ Lost or damaged belongings — up to $2K/trip ($200/item)
✓ Real-time flight alerts via the Faye app
✓ Complimentary airport lounge access on 3+ hour delays
✓ 24/7 customer experience team — real people, not bots
✓ In-app document storage & itinerary tracking
Plans for Every Type of Trip
Faye builds three plan tracks around the way Florida travelers actually travel:
Domestic
Faye First
Coverage for trips inside the U.S. — the fishing trip to Costa Rica's neighbor (the Keys), the Disney getaway, the Aspen ski week.
From $4.64/day for a 14-day trip
International
Faye Forward
For trips abroad — where your U.S. health insurance stops working. Higher medical & evacuation limits, telemedicine network, and lost passport coverage.
From $5.16/day for a 14-day trip
Cruise
Cruise Coverage
Built for cruise risks — missed connections to the ship, port-of-call cancellations, onboard medical events. Critical for FL departures (Miami, Tampa, Port Canaveral).
From $4.64/day for a 14-day trip
Add-Ons When You Need More
Build the right level of protection without over-paying. Six optional add-ons sit on top of every Faye plan:
🚗
Rental Car Care — up to $50K
Skip the rental counter waiver upsell. Covers collision, vandalism, natural disaster, and theft.
🔄
Cancel For Any Reason — up to 75%
Cancel for almost anything and recover up to 75% of non-refundable costs. Must purchase within 14 days of deposit, cancel 48+ hours before departure.
🐾
Pet Care — $2.5K vet, $250 kenneling
Veterinary coverage if your pet travels with you, or kenneling reimbursement if you arrive home late.
🏠
Vacation Rental Damage — up to $3K
Coverage for unintentional damage to a rental property or its contents — Airbnb, Vrbo, etc.
💼
Cancel For Work Reasons — up to 100%
Get reimbursed if you have to cancel due to an unexpected work obligation or involuntary job transfer.
🪂
Adventure & Extreme Sports — up to $250K
Medical and transportation coverage if you're injured skydiving, bungee jumping, cliff diving, or other covered adventures.
Why Florida Travelers Choose Nymble
Most online travel insurance comparison sites are owned by a single carrier. We're an independent Florida agency. We picked Faye for our travel program because of the app technology, the 20K+ telemedicine network, and the modern claim experience — and we shop the broader market when Faye isn't the right fit. When something goes wrong on your trip, you have a local agent on speed dial, not a 1-800 number.
🌀
Hurricane-Zone Expertise
We live in a hurricane state. We know which Faye add-ons matter for May–November departures and which covered reasons protect storm-disrupted trips.
🏢
Independent Agency
Faye is our primary travel partner because we like what they've built — but we're independent, and we have other markets if Faye can't write your specific trip.
📞
Local Florida Agents
Real licensed agents in Tampa. Call or text 813-291-3484 — same business day response, in plain English. No script-reading offshore call center.
🛳️
Cruise & Snowbird Specialists
Florida is the cruise capital and snowbird gateway. We've quoted thousands of these trips — we know the gotchas (port-of-call cancellation, missed connections, embarkation rules).
⚡
14-Day Window Reminders
Pre-existing condition waivers, CFAR, and Cancel For Work Reasons all require purchase within 14 days of your initial trip deposit. We move fast so you don't lose those windows.
🤝
One Agency, Every Coverage
Already have your home, auto, or flood with Nymble? Add travel and you have one agency holding every policy that protects you and your family.
Florida-Specific Travel Risks
Florida travelers face exposures most online travel insurance platforms don't pay attention to:
🌀Hurricane disruption
May–November departures
🛳️Cruise cancellation
Port-of-call missed connections
🏥Caribbean medical gap
U.S. health insurance won't follow
✈️MIA & FLL delays
Top-5 worst U.S. delay airports
🦟Tropical disease exposure
Dengue, Zika, malaria zones
🎢Disney/Universal trips
Out-of-state visitor coverage
