A paid 24-month apprenticeship that takes licensed Florida producers from ramp-up to Collective Membership. Comprehensive training across sales, lead generation, operations, carriers, and the business of agency ownership — paired with a real book of equity you build during the program. 1099 contractor, statewide.
The Nymble Apprentice Program is a paid, structured 24-month path that takes already-licensed Florida producers through becoming Collective Members — owning equity in a book of business they built during the program. We invest in your development; you commit to producing real results.
Sales, lead generation, operations, carriers, Florida specifics, and the business of agency ownership — taught by the people running Nymble. Plus sponsored licensing growth (2-20 conversion if you're starting with 20-44, CE during the program, books and materials), paid from your $2,000 prepayment.
As a 1099 contractor under Master Agency's carrier access, you receive a tapering monthly retainer plus commission on policies you produce. Income that grows with your production.
Hit the production threshold, and you graduate automatically into Collective Membership with your share of the book equity you built. Real economic foundation from day one as an agency owner.
Florida requires a 2-20 General Lines license to own and operate a P&C insurance agency. Since the Apprentice Program graduates you into Collective Membership — running your own agency — every apprentice graduates with a 2-20. We accept apprentices who already hold it, and we sponsor the 2-20 conversion during the program for apprentices who start with a different license.
You already hold the license Florida requires for agency ownership. Produce personal AND commercial lines from day one. No conversion needed.
Produce personal lines from day one. We sponsor your 2-20 conversion course and exam during the program so you graduate with the license required for ownership.
Considered case-by-case with proven sales background. Requires obtaining a producer license and then the 2-20 during the apprenticeship — a longer licensing path.
Optional add-on: 2-15 (Life, Health, Variable Annuities) — pursued in addition to, not instead of, your 2-20. Apprentices who add 2-15 unlock life and health carrier training and product access. 2-15 production does not count toward your production threshold but adds to your earning streams at graduation. 2-15 alone does not qualify for the Apprentice Program — Florida agency ownership requires the 2-20.
A single, clear program structure designed for candidates ready to produce immediately. 1099 contractor, statewide Florida, with structured economics and direct graduation into Collective Membership.
Statewide Florida operation. Retainer plus commission. Build a real book of business while you develop the craft.
Already-licensed Florida producers ready to scale their production with infrastructure support. Career-changers who got licensed but haven't gained traction in production. Captive agents ready to grow beyond a single carrier. Independent producers wanting structured development paths.
What "selective" means: We accept a small number of apprentices into the program. Selection prioritizes commitment, cultural fit, and demonstrated capacity to build a multi-year career in Florida insurance.
Most new agency owners learn through expensive trial-and-error over their first three to five years. The Apprentice Program compresses that learning into 24 months — sales, lead generation, operations, carrier expertise, Florida specifics, and the business of agency ownership. You graduate with the skills that take other producers years to develop on their own.
The consultative selling skills that turn quotes into long-term customers. Not pressure tactics — the discovery, framing, and objection-handling techniques real producers use every day.
How to build a pipeline that doesn't depend on luck. The marketing skills most agency owners learn the hard way — taught upfront so you're never wondering where the next prospect comes from.
The operating systems most owners build through trial and error. AMS workflow, CRM discipline, claims advocacy, document management — the operational layer that makes scaling possible.
Navigating Nymble's carrier network, products, and underwriting realities. Knowing exactly which carrier fits which risk — the kind of pattern recognition that takes years to build on your own.
The Florida-specific knowledge that separates real Florida producers from transplants. Wind mit, 4-points, Risk Rating 2.0, hurricane prep, FL property and flood realities — the daily knowledge of the market.
What agency owners actually do, beyond producing. Financial management, profitability analysis, hiring producers, building agency value — the business behind the business.
A clear path from onboarding through licensing growth, production, and graduation. Specific timing varies by candidate, but the milestones are consistent.
Months 1-12: production ramp with retainer support and mentor guidance. Months 12-18: 2-20 conversion course if starting with 20-44. Months 19-24: production toward graduation threshold. Extension to month 36 available with higher threshold by mutual agreement.
The Master Agency invests significantly in your apprenticeship — retainer, technology, supervision, training, sponsored licensing. The threshold and floor structure makes the economics fair to both sides. Hit your threshold, get an even 50/50 split of book equity. Outperform, and you keep half of everything above threshold — uncapped.
Default apprenticeship length
Mutual extension by agreement
How it works: The Master Agency floor is the fixed minimum share of book equity the network retains at graduation as recognition for its investment in your apprenticeship. Above threshold, the split is even 50/50 with no ceiling — the harder you work above threshold, the more equity you keep. Production is measured in book size (premium volume) on personal and commercial lines. At graduation, your share earns Collective Member commission rates: 85% on new business, 60% on renewals (with the Service Center handling renewal operations).
Walking through scenarios. Production figures are book size (premium volume). Your ongoing income at graduation depends on your book composition and Collective Member economics.
All production figures are book size (premium volume) on P&C lines. 2-15 life/health/annuity production, if pursued, does not contribute to threshold but adds to your future Member earning streams. Annual commission income from graduated book depends on carrier mix and Collective Member rates.
All Florida insurance agents are responsible for their own licensing costs. The Apprentice Program covers yours during the program; you put $2,000 down at signing as a refundable prepayment. Master Agency uses the funds for actual licensing costs as incurred. Whatever's left at graduation goes back to you.
The $2,000 prepayment isn't a fee — it's your contribution to your own licensing costs, held by Master Agency, used to pay actual third-party expenses as they occur, and any unused portion is returned to you when you graduate.
Documented cost ledger. Every dollar tracked. You see exactly what was spent and what's coming back to you. Most apprentices receive $300-$1,000 back at graduation depending on which licensing path they followed.
Payment plan available. Candidates who don't have $2,000 in liquid capital can pay $500 down at signing plus $500/month deducted from their first three months of compensation. Maintains the commitment without requiring upfront capital.
A clear path with real evaluation at each step. We're investing in you; we want to make sure the fit is right before you commit.
Successful apprentices graduate into the Nymble Collective at the Collective Member tier — with their share of the book equity they built during the program. You've operated under the Collective service model throughout your apprenticeship; you continue under the same operating model as a Member. The transition is built into the program.
Learn About The Nymble Collective →Answers to the questions apprentice candidates ask most.
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A real career path with a real graduation outcome. Talk to us about the Nymble Apprentice Program.
