Your Information
Tell us who you are so a licensed Florida agent can follow up with flood quotes tailored to your property.
Consent to Contact:
By providing your information, you agree to allow us to contact you regarding your insurance needs and related services. This may include phone calls, emails, and text messages. You can opt-out at any time by notifying us.
I consent to being contacted as described above. *
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Property Address
Where is the property you want to insure? We’ll auto-detect the FEMA flood zone while you continue.
Property Address *
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Property Type
Is this a residential or commercial property? We’ll match you with the right flood carriers for the building type.
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Residential
Home, condo, townhouse, mobile home
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Commercial
Office, retail, warehouse, multi-unit
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Property Details
These three details drive flood rating the most. Foundation type and year built are especially important under Risk Rating 2.0.
Occupancy *
Primary Residence
I live here more than 6 months a year
Secondary / Seasonal Home
Vacation or part-time residence
Rental / Investment Property
Long-term or short-term rental
Vacant / Unoccupied
Not currently lived in
Building Use *
Owner-Occupied
Your business operates from this building
Tenant-Occupied
You lease to other businesses
Mixed Use
Owner + tenant space combined
Vacant
Between tenants or awaiting lease-up
Number of Stories
Select...
1
2
3
4 or more
Split-level
Enclosure Below Elevated Floor?
Select...
No
Yes, unfinished / storage only
Yes, finished / living space
Not applicable
Enclosures below an elevated first floor can change rating substantially.
What floor is the condo unit on? *
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Why You’re Shopping
Help us prioritize. Loan closings are time-sensitive; renewals and rate shopping have more flexibility.
Is this for a loan closing? *
Do you currently have flood insurance?
Policy Type
Select...
NFIP (Federal)
Private Flood
Excess Flood (above NFIP)
Not sure
Prior flood claims on this property?
No
1 claim
2 claims
3 or more
Not sure
Claims history is cross-referenced at bind — answering accurately helps us quote the right carriers first.
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Elevation Certificate
An Elevation Certificate (EC) is one of the biggest factors in flood premium — and most homeowners don’t have one.
What is an Elevation Certificate?
An EC is a FEMA document (FF-206-FY-22-152) completed by a licensed surveyor, engineer, or architect. It records the exact elevation of your home’s lowest floor, machinery, and other key reference points relative to the Base Flood Elevation (BFE).
Why it matters for your premium:
Homes elevated above the BFE can see dramatically lower NFIP premiums
Private flood carriers often use the EC to compete aggressively against NFIP
Pre-FIRM homes (built before your community’s first flood map) especially benefit from an EC under Risk Rating 2.0
Without one, carriers default to conservative assumptions — usually meaning higher rates
The inspection process: A surveyor visits the property, takes elevation measurements at several points, and files the completed form. Cost typically ranges $400–$800 in Florida and takes 1–2 weeks. The EC is valid until the property is modified or the flood map changes.
Do you have an Elevation Certificate?
Yes — I’ll upload it
Speeds up rating by 3–5 days
Yes — I’ll send it later
Your agent will request it directly
No
That’s fine — we can quote without one
Not sure
We’ll help figure it out
Would you like help with any of the following?
Help me determine if I need one
Not every property benefits from an EC — we’ll tell you honestly
Help me schedule an inspection
We work with licensed Florida surveyors who file the form directly
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Almost Done
Is there anything else we should know? This is your chance to flag a deadline, a quirk about the property, or a specific concern.
What are the biggest challenges you’re facing with flood insurance?
Additional notes or questions
Important: Completing this form does not bind flood coverage. A licensed Nymble Insurance agent will review your information, shop NFIP and private flood markets on your behalf, and present personalized options. Final premiums and eligibility are subject to carrier underwriting, the condition of the property, and applicable waiting periods.
🌊 Get My Flood Insurance Options
A licensed Florida agent will respond within 1 business day.
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