About Wax
Wax is a modern, app-first insurance platform built by collectors for collectors. As an independent, carrier-agnostic InsurTech focused exclusively on luxury assets and collectibles, Wax holds appointments with multiple specialty carriers and uses Chubb as its primary underwriter through a digital distribution partnership. Their mobile app supports more than 30 categories — watches, jewelry, handbags, trading cards, fine art, sports memorabilia, wine, collector cars, and more — letting collectors photograph, catalog, and insure their items in minutes without traditional appraisal headaches.
Wax in Florida
For Florida collectors, Wax addresses a real gap: standard homeowners policies cap jewelry at $1,500 to $2,500 and barely cover collectibles at all. Wax's Chubb-underwritten policy provides worldwide coverage with no deductible, comprehensive perils including fire, theft, earthquake, flood, and accidental breakage, and 150% market appreciation protection if an item's value rises above the scheduled limit. Newly acquired items are auto-covered for 90 days up to 25% of the class limit — a real benefit for active collectors. Premiums run as low as 1% of value for watches and jewelry and 0.4% for handbags or trading cards.
Getting Wax Through Nymble
Nymble offers Wax as one of our jewelry and collectibles options for Florida clients whose collections lean toward modern luxury assets — Rolex and Patek watches, Hermès and Chanel handbags, graded trading cards, fine art, and contemporary collectibles where the in-app experience and Chubb's claims-paying reputation matter. We help match the right specialty carrier — Wax, BriteCo, Jewelers Mutual, or CollectInsure — to your specific collection profile, and bundle the policy with your Florida homeowners or condo coverage where it makes sense.