About Sterling Surplus Underwriters
Sterling Surplus Underwriters is a Tampa, FL-based surplus lines intermediary writing specialty property coverage.
What Sterling Covers
Coverage offered through Sterling that Nymble can place for Florida clients includes:
- Surplus Lines Property — admitted-market declines
- Commercial Property in catastrophe-exposed markets
Sterling in Florida
Sterling Surplus writes Florida property risks that fall outside the admitted market — typically older homes, unusual occupancies, or coastal properties that don't meet standard underwriting guidelines.
Who Sterling Is Best For
Florida property owners — residential or commercial — whose risk has been declined by admitted-market carriers.
Working with Sterling Through Nymble
When admitted-market carriers decline a Florida property or commercial risk, Nymble uses surplus lines markets like Sterling to get coverage placed. Surplus lines policies have different consumer protections than admitted-market policies (no Florida Insurance Guaranty Association backing, for example) — we'll explain the trade-offs and make sure you understand what you're buying.
Comparable Carriers
If Sterling isn't the right fit, Nymble can also quote these similar carriers: