About Annex Risk
Annex Risk is a specialty surplus lines insurer based in San Francisco. Surplus lines carriers write risks that admitted-market insurers decline.
What Annex Risk Covers
Coverage offered through Annex Risk that Nymble can place for Florida clients includes:
- Surplus Lines Property
- Specialty Commercial
Annex Risk in Florida
Annex Risk writes Florida surplus lines coverage for risks that admitted-market carriers won't take — typically high-hazard property, complex commercial exposures, or unusual occupancies.
Who Annex Risk Is Best For
Florida property and commercial risks that admitted-market carriers have declined — niche occupancies, high-hazard exposures, or complex risk profiles.
Working with Annex Risk Through Nymble
When admitted-market carriers decline a Florida property or commercial risk, Nymble uses surplus lines markets like Annex Risk to get coverage placed. Surplus lines policies have different consumer protections than admitted-market policies (no Florida Insurance Guaranty Association backing, for example) — we'll explain the trade-offs and make sure you understand what you're buying.
Comparable Carriers
If Annex Risk isn't the right fit, Nymble can also quote these similar carriers: